Cash and time are finite resources that are in constant conflict. Management teams of growing companies continually struggle to keep them in harmony. Espresso Capital’s SREDLine is a line of credit that provides companies who have a proven SR&ED refund track record and sound business fundamentals with a repeatable quarterly borrowing facility that’s based on the value of the SR&ED tax credit accrual.

The SREDLine delivers cash in a timely and efficient way to stabilize your cash flow.

A SREDLine is scalable from $200,000 to $2 million annually and does not involve equity dilution.

How it works:

  1. As you accrue eligible R&D spending quarterly, Espresso sends you a cheque to offset these expenses. Meanwhile, your company builds SR&ED tax credits.
  1. You could wait for up to a year to get that SR&ED money refund, but Espresso Capital monetizes this future receivable each quarter.

This unlocked cash can be used to:

  • Further increase your refundable R&D expenses
  • Accelerate your product development activities
  • Grow top-line revenue to accelerate your company’s value
  • Acquire strategic assets
  • Launch new products and/or energize sales channels
  • More of “everything” to kick-start growth

The SREDLine loan is easy to use, flexible and capital efficient.

Click here to discuss how a SREDLine can deliver exponential value to your company

Testimonials

Brian McKinney, President & CEO 
ICEsoft technologies Inc.
Enterprise software company on growth curve sees opportunity in mobile space. Slow money would put product development behind the 8 ball. Watch why they chose us.